California Home Mortgage

Purchasing a home is an exciting and important choice, however getting approved for a mortgage in California can be frightening. This is why San Diego Mortgage Group is the preferred home mortgage source in California. Hundreds of home buyers have trusted our 50 + years of experience to find the best home mortgage in California. Our application process is easy to complete, just call us or complete our secure online loan application.

Get Qualified for Your Home Mortgage Today

San Diego Mortgage Group can pre-approve you for a California mortgage. You can be pre-approved for a California home loan with our online loan application or by phone in a just few minutes. Pre-approval requires verification of your credit, income, assets and liabilities. It is highly recommended that you be pre-approved for a mortgage amount before you start looking for your home in California.

Being pre-approved will enlighten you with your maximum home value, and save you from walking properties above your price range. Also, having pre-approval will speed the purchase process and offer an incentive for a buyer to accept your offer over another’s.

Shop California Loan Programs and Rates

With San Diego Mortgage Group, you are in the best hands around. Our knowledge of the California Mortgage industry is all encompassing. We will do the shopping for you to find the best mortgage rates in California.  We take into account your income, savings, credit score, and unique needs when comparing lenders. And we have found the best mortgage for hundreds of families in California.

Organizing your Loan Documents

By properly documenting loan applications every time, we can make your loan process worry free. Handling your mortgage paperwork is what we do best, saving you from having to make unnecessary trips just to sign one page.

First, we work to understand your financial situation to find the best lender for you. Next, we gather employment verification, bank statements, retirement statements, savings statements, and any other necessary documents to get you the best home mortgage in California. And finally, we work with escrow to finalize the transaction and fund your California home mortgage. At this point you will sign the final loan documents for your home loan. Generally, your loan will close shortly after you sign the final documents.