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WE ARE san diego mortgage group

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WHO ARE WE?

Welcome to San Diego Mortgage Group We are a Direct Lender and Broker licensed to originate Mortgage Loans and Military Veteran loans in California, Washington, and Florida. Since 2001, we have been on a mission to help Ordinary People, Veterans and Active Duty buy homes and obtain financing. Our promise to you is to get you an APPROVAL, not a Pre-Approval, in 24-48 hours with the remaining conditions needed to close the loan, so that you can get your offer accepted the first time!

BEST SERVICES FOR YOU

WHAT DO WE DO?

CONVENTIONAL LOANS

  • Up to 97% Financing
    Min 620 FICO Score

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FHA LOANS

96.5% Loans Available
CALHFA 99.5% Loans Available

560 Min FICO Score

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VA LOANS

  • 100% Financing with no Closing Cost options Available
  • VA Renovation Purchase Loans ($35,000 towards Home Repair)
  • 500 Min FICO Score

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BANK STATEMENT LOANS / FOREIGN NATIONAL LOANS

  • 6-12 months Bank Statement Programs
  • 25% down to 1 Million
  • 90% Interest Only with no PMI

                                  Get Loan >

CONVENTIONAL LOANS

Up to 97% Financing Min 620 FICO Score

GET LOAN

FHA LOANS

96.5% Loans Available CALHFA 99.5% Loans Available 560 Min FICO Score

GET LOAN

VA LOANS

100% Financing with no Closing Cost options Available 500 Min FICO Score

GET LOAN

BANK STATEMENT LOANS

6-12 months Bank Statement Programs 25% down to 1 Million 90% Interest Only with no PMI

GET LOAN

WHY CHOOSE US

Straight Talk And Honest Answers

We are Professionals and we make our living helping Real People Buy and Refinance homes. Please reach out to us because it is free to talk.

24 Hour Loan Approvals

Don’t fight to get your offer accepted, Ask us about our TBD Loan Approval Strategy, Where we can make your offer looks way better than a cash offer.

Answers To Your Most Frequent Questions

We have a comprehensive Q&A on our FAQ page to clear up all the myths you might have heard about Military, Conventional, and FHA loans. But if you still don’t find what you need, you can Call us or shoot us an email. We are always here to talk.

Quick Assistance

Please feel free to call, text or email our team day or night. We are available 24/7.

Many Ways To Get In Touch

Don’t like talking to an 800 number for your loan? Come to our office, get the personal service you deserve!

Testimonials

I can not thank David enough for how helpful he was with my home refinance loan. He always promptly returned my calls and was able to answer all questions I had and provide me with the best loan for my circumstances. His effort and diligence helped make this process stress-free and I would recommend anyone I know to work with him on any loan process.

David

I just had a short sale and moved from Virginia to San Diego, He was able to get me a new home purchase within 3 months of my short sale using my VA loan. Unreal, I couldn’t believe it! HE IS THE BEST IN THE BUSINESS! All the people I talked to told me to miss payments on my short sale and he was the only one that told me to keep making the payments and it really paid off. Big Time!!!

Ernestina Lee

I can not thank David enough for how helpful he was with my home refinance loan. He always promptly returned my calls and was able to answer all questions I had and provide me with the best loan for my circumstances. His effort and diligence helped make this process stress-free and I would recommend anyone I know to work with him on any loan process.

John Smith Doe